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MORTGAGE          Texas State License # 49430                       National NMLS # 283893

As of December 31st, 2010 all Loan Officer licenses expired; You had to retake the state state, AND be nationally licensed which included a national exam.... indeed the bar was raised and there was a  75% failure rate!!  I scored 82% on state and 81% on national exams.  I want to earn your business, & guide you with outstanding service!! 

Notice the video I produced year ago; very educational and now the laws have been changed to implement  the "disclosing yield spread" to protect you the consumer from the "old ways" of doing business...so my video was ahead of its time! 

Licensed to do FHA and Conventional Loans!!

Golden Vault doesn’t steal your financial future!  No charging higher interest rates to get paid by the lender for doing so; A Houston mortgage company offering best rate the lender has to offer you/your loan's criteria! Be sure to watch our video!! It’s an eye opener!  Golden Vault is here to help "secure" your future!

Need your credit report pulled? Click on link on the right; print, sign, mail to: 3770 Lovers Wood  #709
Houston, TX 77014 , if pulling two
of you, co-borrower must sign under borrower's name. Also put your contact information such as phone number and em ail address and we'll contact you to get personal information such as SS# and DOB.
.

Application fee of $45.00 (cashiers check/money order) is utilized to examine your financial qualifications,

We offer purchase loans, refinances, home equities (also known as cash outs)

Be sure to call us with your lending questions, we have been actively involved in the lending industry for over 15 years; representing 100’s of financial institutions and representing the US government with FHA loans.

TESTIMONIAL:

David is AWESOME!! David provided us with constant counseling throughout the buying experience. We were originally looking for a pre-owned home, but he educated us so much, and with the help of his credit repair service, we were able to purchase our first brand new home from LENNAR. Even after the papers were all signed and the deal was done, David showed up on our moving day and helped us load and unload the huge moving truck. We truly love David and the service he provided us with."

Steve and Sabrina H

 

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Golden Vault Financial Group, LLC
Main Tel. (281) 822-GOLD
Email: goldenvault@gvpro.com